1099/Independent
Contractors

INC agents specialize in tailoring coverage solutions for 1099/independent contractors, understanding their unique needs and risks. They offer personalized advice on liability, property, and other essential policies, ensuring comprehensive protection that aligns with the specific challenges faced by independent workers. With expertise in navigating the complexities of self-employment, INC insurance agents empower contractors to make informed decisions for their financial security.

Health Coverage/Employee Benefits

Life Insurance

General Liability

Other Coverages

Customized insurance designed for Independent Contractors

INC Insurance is your go-to destination for insurance tailored for 1099 and independent contractors in architecture and engineering.

Whether you’re working independently or running a firm with partners and employees, we’ll assist you in swiftly obtaining insurance online at a reasonable price, allowing you to focus on your work.

We specialize in business insurance tailored for 1099/Independent Contractors.

Select your profession below for more details or receive a customized quote for your 1099/Independent Contractors business:

Why do 1099/Independent Contractors, need business insurance?

Certainly, while clients may appreciate muscle soreness after a challenging workout, the situation can change if they experience more serious discomfort. They may claim that your fitness coaching resulted in injury or emotional distress.

Having business insurance ensures that you won’t bear sole responsibility for defending your business or resolving such issues out of pocket.

Essential Insurance Coverage for 1099/Independent Contractors

For 1099/Independent Contractors, securing comprehensive insurance coverage is crucial. In addition to fitness liability insurance, protecting cleaning equipment, work vehicles, and employees with other types of business insurance is advisable. Safeguard your business assets and ensure peace of mind by exploring these additional coverage options.

We typically recommend:

Health insurance

Workers’ Compensation contractor insurance provides crucial coverage for contractors and their employees in case of work-related injuries or illnesses. It ensures medical expenses, lost wages, and legal fees are covered, offering financial protection and peace of mind. Compliance with state regulations is essential, as this coverage is mandatory in most states to protect both contractors and their employees.

General Liability

General liability insurance is essential for independent workers and 1099 contractors as it safeguards them from potential legal and financial risks. Without the protection provided by employer-based coverage, independent workers may be personally liable for accidents, property damage, or legal claims arising from their work. General liability insurance helps mitigate these risks by covering legal defense costs and potential settlements, ensuring that independent workers can operate their businesses with confidence and financial security. This type of insurance is a fundamental component in protecting the assets and sustainability of independent contractors.

Workers’ Compensation

Workers’ Compensation contractor insurance provides crucial coverage for contractors and their employees in case of work-related injuries or illnesses. It ensures medical expenses, lost wages, and legal fees are covered, offering financial protection and peace of mind. Compliance with state regulations is essential, as this coverage is mandatory in most states to protect both contractors and their employees.