Auto Service Repair Insurance

Auto service
Repair Insurance

At INC, our agents specialize in crafting personalized coverage solutions designed specifically for auto service professionals. We understand the unique needs and potential risks faced by those in the auto service industry. Our team offers individualized advice on liability, property, and other essential policies, ensuring comprehensive protection tailored to the specific challenges encountered by auto service professionals. With a deep understanding of the intricacies of the industry, our insurance agents empower auto service professionals to make informed decisions for their financial security.

Health Coverage/Employee Benefits

Life Insurance

General Liability

Other Coverages

Tune up your business with customized auto service insurance

INC auto service and repair insurance provides tailored coverage at an affordable price for car wash, repair shop or body shop businesses.

Whether you’re opening your first location or expanding your services, we’ll help you quickly get set up online so you don’t need to pump the brakes on your business.

We specialize in business insurance tailored for the automotive industry.

Choose your specific profession for more information or obtain
a customized quote for your business.

Auto Mechanics, Dealerships, Parts Retail, Auto Body Shops, Towing Services, Car Rental Agencies, Automotive Detailing

Why do auto service and repair businesses need business insurance?

Auto service and repair business insurance gives you peace of mind while you’re working on cars. A lot can go wrong when you deal with large, expensive and complex machinery.

For example, a mechanic could accidentally damage a customer’s car or someone might file a lawsuit claiming you did shoddy work.

Having the right types of insurance for your shop or car wash means you won’t have to pay entirely out of pocket if an accident does happen.

How automotive repair liability insurance protects your business

Liability insurance can help cover costs if you accidentally damage someone’s property or — maybe even worse — someone accuses you of subpar work.

These coverage options can help you get coverage for your business:

General liability is often the first type of coverage bought by many business owners in the auto industry. You and your staff are constantly working with vehicles that don’t belong to you. It’s probably not hard to imagine that at some point you could cause or be blamed for damaging a customer’s property or an injury if someone slips and falls at your shop.

Health insurance

Repair insurance is a game-changer for auto service professionals. In an industry where traditional employee benefit packages might be scarce, having a reliable safety net is crucial. Repair insurance provides a financial cushion, ensuring that individuals in the auto service sector can afford essential repairs, preventive maintenance, and unexpected expenses. This not only supports the well-being of the workforce but also enhances the overall stability and sustainability of their independent businesses.

General Liability

Automotive professionals in the auto service industry can greatly benefit from general liability insurance, serving as a vital protection against potential legal and financial risks. In the absence of employer-based coverage, independent workers in this industry may find themselves personally responsible for accidents, property damage, or legal claims related to their work. General liability insurance steps in to alleviate these concerns by covering legal defense costs and potential settlements. This insurance provides a robust foundation, allowing independent workers in the Auto Service Industry to run their businesses confidently, ensuring both their financial security and the longevity of their assets.

Workers’ Compensation

Accidents and injuries are not uncommon in the auto service industry, given the nature of the work.

Having a comprehensive insurance plan can ease the financial burden in case of workplace injuries or illnesses. It ensures coverage for medical expenses and compensates for lost wages during the recovery period.

Consider adding owner’s coverage to your policy for personal protection.