Cleaning
Industry
INC agents specialize in developing personalized coverage solutions for cleaning professionals, acknowledging and addressing their unique requirements and potential risks. They offer tailored guidance on liability, property, and other essential policies, ensuring comprehensive protection customized to the specific challenges faced by cleaning professionals. Drawing on their expertise in understanding the intricacies of the cleaning profession, INC insurance agents empower cleaning professionals to make informed decisions for their financial security.
Get customized cleaning business insurance to fit your needs
INC Insurance is a one-stop shop for cleaning business insurance. We make it easy for you to quickly get the coverage you need at an affordable price so you can focus on your work, protect your employees and your equipment.
We specialize in business insurance for cleaners
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customized quote for your business
Why do cleaning professionals need business insurance?
Business insurance offers you protection from a wide range of accidents and business risks, from a customer slipping on a wet floor you just mopped to being accused of damaging property or theft.
Having the right types of insurance for your cleaning business means that you don’t have to pay entirely out of pocket after an accident or to defend your business.
Liability insurance for cleaning businesses
Cleaning liability insurance can help cover costs if a client accuses you of damaging an expensive carpet or not following safety instructions and causing an injury.
We combine two types of liability insurance in our business insurance packages:
General liability is the insurance coverage that most cleaning business owners buy first because it covers some of the most common accidents when you work with clients — property damage and injuries to non-employees.
You’ll have financial help if someone trips over your bucket and gets hurt or you accidentally shatter an expensive vase.
Other important business insurance coverage for cleaners
Liability insurance is a must-have for covering your bases but you may want to add other types of business insurance to protect your cleaning equipment, your work vehicles and your employees.
We typically recommend:
Health insurance
Cleaning is an essential component for professionals in the Cleaning industry, providing a safety net in the absence of employer-sponsored benefits. Many in this sector may not have access to traditional employee benefit packages, making them vulnerable to high healthcare costs. Having reliable health insurance is crucial for ensuring that individuals in the Cleaning industry can afford essential medical care, preventive services, and unexpected health expenses. This not only supports the well-being of the workforce but also enhances the overall stability and sustainability of their independent businesses.
Workers’ Compensation
If you have employees, workers’ compensation insurance for cleaners helps offset the costs of medical bills if they get hurt or sick on the job. Workers’ comp can also help to cover their lost wages while they recover from accidentally falling down the stairs while vacuuming.
This coverage is required for businesses with employees in every state except Texas.