Engineering
Professionals
Our expert agents at INC are dedicated to customizing coverage solutions specifically designed for 1099/independent contractors in the engineering field. Recognizing the distinctive needs and risks inherent to engineering projects, they provide tailored guidance on liability, property, and other vital policies. By delivering personalized advice, our agents ensure a comprehensive protection plan that addresses the unique challenges faced by independent engineering professionals. With a deep understanding of the intricacies of self-employment in the engineering realm, INC insurance agents empower contractors to make well-informed decisions for their financial well-being.
Customized insurance designed for architects and engineers
INC Insurance is your go-to destination for architect and engineer small business insurance.
Whether you’re running a firm with partners and employees or working independently, we’ll assist you in swiftly obtaining insurance online at a reasonable price, allowing you to focus on your work.
Plus, you can save up to 10% when you bundle two or more of our policies.
We specialize in business insurance for architects and engineers
Choose your profession for more information or get a
customized quote for your business
Why do architects and engineers professionals need business insurance?
Absolutely, your clients may express gratitude for soreness after a rigorous workout, but the scenario could be entirely different if they endure more severe discomfort. They might allege that your fitness coaching led to injury or emotional distress.
Having business insurance means you won’t be solely responsible for defending your business or resolving such issues out of pocket.
How architect and engineer liability insurance protects your small business
Engineer and architect liability insurance from INC can provide financial protection in the event of accusations related to injury, property damage, or work errors leading to financial losses.
General liability forms a fundamental part of insurance coverage for architects and engineers. Given the significant time spent on properties not owned by them, it’s conceivable that damage to building materials at a construction site or machinery in a manufacturing facility could occur, potentially resulting in accusations or claims.
Other important business insurance coverage for engineers and architects
Other vital insurance coverage for engineers and architects can include professional liability insurance, which protects against claims of negligence or errors in their professional services. This coverage is essential for safeguarding their reputation and financial stability in case of lawsuits.
Workers’ Compensation
Workplace injuries occur more frequently than expected, particularly in the engineering profession. Workers’ compensation eases such situations by assisting in paying medical bills for injuries and illnesses sustained by you or your employees while on the job. It can also help cover lost wages during recovery, such as recuperating from being struck by a falling beam at a construction site.
This coverage is mandatory for businesses with employees in every state except Texas.